Buying precious metals for dummies, is it really that complicated of an endeavor ? Or is it not understood what the importance of having a diversity of investments to endure a financial crisis or a market crash, protect your wealth or simply for investment purposes.
Some would probably answer, I can’t afford to buy precious metals. This is the reality of most peoples lives and are so tight on their budget and living expenses that they find it almost impossible to make an investment in their future.
The fact is that anyone can make small investments over time and they add up pretty quickly if your disciplined enough to see it through.
The truth of the matter is that we live in a Fiat currency economy that has gone out of control and while watching on the sidelines it is evident that this cannot and will not be sustainable. With the astronomical escalation of debt estimated somewhere around 150 trillion and the trillions that have gone missing it is a road for pure disaster and probably 95% of population will be affected and taking them into poverty something never seen before, even during the 1929 market crash which was a walk in the park compared to what is occurring now.
Current pension funds and medicare alone will be completely wiped out according to financial investors and hedge fund managers. According to Forbes.com there are $210 Trillion in unfunded liabilities that the government can’t fulfill.
Medicare has deductibles and copayments that can add up rapidly. Social security and the Medicare system expects individuals to have their own funds or different financial assets to protect themselves from any future event. In spite of this, the projects are urgent to many retirees, a considerable lot of whom work admirably past 65 just to bring food to the table.
So, are precious metals a good investment ?
Firstly, precious metals are the only real money with real liquidity and value specially when it comes to a financial reset or a financial recovery. Given that this will be the largest wealth transfer in our planets history many don’t understand what is transpiring before our very own eyes.
When there is a market crash there will only be approximately 5% of top richest individuals who will benefit unless you have a true title to your personal properties and possessions.
Why would this occur ?
Because when a market collapses and corrects itself there could be as much as 70% loss in market value which means that if you had a fixed income of $1000 a month it means you will have $300 left a month to pay for all your obligations you currently have.
401K’s will simply vanish not to mention if your government gets really desperate and starts making confiscations of land, property and investments.
Based on what you’ve read thus far, do you think that precious metals are a good investment ?
I hope you answered, YES. It is really the only hope for the lower 95% to survive a financial crash or reset but unfortunately many will not make it through. No other form of currency can assure you stability like that of precious metals investments.
Silver metal prices indicate – Investment Opportunities.
Silver has been suppressed by the Federal Reserve and Central Bankers it’s the reason the ratio between silver and gold is around 85.47.
In this way, the present ratio of 85 is extremely high verifiably and almost 60% over the 20-year normal.
This ratio means that silver is incredibly undervalued in respect to gold as of right now. The last high for the gold-to-silver ratio happened in February 1991, at the stature of a financial reset.
In 1792, the gold and silver price ratio was fixed by law in the United States at 15:1, but the average in the 20th century has been around 47 price difference between gold and silver.
What all this means if you look at historical data it is pretty clear of what markets are currently telling us and those who heed to the urgency will save many families and/or businesses that otherwise would default and close shop.
Today Silver is at $15.41 USD and what I’ve personally experienced is that it is getting harder to find these precious metals because countries and central bankers alike are buying and hoarding tons or precious metals.
Do you think it is a coincidence that they are buying all these precious metals ? No, not in the least bit.
There are two reasons for the stacking tons of precious metals by many countries:
- Survive Financial Crisis
- Wealth investments
- Control of monetary system and reserve status
Based on investors recommendations, the Silver is the precious metal to buy not gold, Why ? Because of the price ratio disparity between gold and silver. When the market goes through its correction period it means that Silver will adjust to it’s normalized market value compared to gold, it will make a lot of people happy with their investments in Silver.
Why investing silver vs gold in today s market ?
Don’t get me wrong about investing silver vs gold in today s market but simply put it is a better investment at the moment and some precious metals investors even recommend buying silver precious metal using their gold.
Why would someone make that kind of claim ?
- As I explained previously, silver is 85 to 1 compared to gold which is a historic high in many precious metals investors.
- Silver is at very low prices even over spot when purchasing.
- Silver is more in demand than gold for its uses and applications.
- Liquidity – Even though both silver and gold are very liquid assets the silver is easier to barter with or make your grocery purchases. Gold will be better for bigger purchases.
- As an investor if you buy in a Bull Market history indicates that you will make a bigger return than gold.
- Silver has never been defaulted on. If you own physical silver, you have no default risk.
Should you buy precious metals online ?
For me its all about convenience and using my time wisely for other productive projects yielding a better return than the $2 or $3 over spot you pay when purchasing your silver or other precious metals.
You could buy your precious metals at a local pawn shop, jewelry stores, or precious metals brokers but some gold and silver shops will also have to take into account for their overhead when assessing their spot price vs buying online the overhead is low which means in most cases you will find great deals on precious metals.
Some might say it’s a little risky to buy precious metals online but technology has come a long way providing great security when making purchases online. I usually buy my precious metals online unless I happen to be at a place where an investment can be made at a reasonable spot price.
Usually the brokers online track there packages and ask you if you received your precious metals or not. Most established brokers are insured and if for any reason you don’t receive your metals they would simply make a claim and recover most if not all of their losses. Check with your broker to see what their protocol is and how they would handle a particular situation.
If you are looking for a way to secure your finances and your personal properties then it would be a wise decision to invest into precious metals, gold and silver jewelry or other tangible assets like land or real estate. It is up to each individual to make a wise decision of protecting their family and their assets.
Disclosure: Please be advised that this is not financial advice and must take personal responsibility when making any kind of financial investments. We are not sponsored by any company or products discussed but do make affiliate commissions from purchases made from third party companies to support our website and expenses. Mahalo!